/* ========================================
   Crystal Kurzynski — Mortgage Lender Site
   Forest Green + Off-White | Corporate
   ======================================== */

/* --- Reset & Base --- */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --green-900: #0d3318;
    --green-800: #1a4d2e;
    --green-700: #236b3e;
    --green-600: #2d8a50;
    --green-500: #3da862;
    --green-400: #6fbf8e;
    --green-300: #a7d7a8;
    --green-200: #d0ecd2;
    --green-100: #eaf5ec;
    --green-50: #f4faf5;
    
    --cream-900: #1a1a18;
    --cream-800: #2d2d2a;
    --cream-700: #4a4a46;
    --cream-600: #6b6b65;
    --cream-500: #8a8a82;
    --cream-400: #a8a89e;
    --cream-300: #c4c4ba;
    --cream-200: #e0e0d8;
    --cream-100: #f0f0ea;
    --cream-50: #f8f8f4;
    --cream-25: #fbfbf8;
    
    --white: #ffffff;
    --black: #0a0a08;
    
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.06), 0 1px 3px rgba(0,0,0,0.08);
    --shadow-md: 0 4px 6px rgba(0,0,0,0.06), 0 4px 12px rgba(0,0,0,0.08);
    --shadow-lg: 0 8px 16px rgba(0,0,0,0.08), 0 8px 24px rgba(0,0,0,0.1);
    --shadow-xl: 0 16px 32px rgba(0,0,0,0.1), 0 16px 48px rgba(0,0,0,0.12);
    
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    color: var(--cream-800);
    background: var(--cream-25);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* --- Typography --- */
h1, h2, h3, h4 {
    font-family: var(--font-display);
    font-weight: 600;
    line-height: 1.2;
    color: var(--cream-900);
}

/* --- Navigation --- */
.nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(251, 251, 248, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid transparent;
    transition: var(--transition);
}

.nav.scrolled {
    background: rgba(251, 251, 248, 0.95);
    border-bottom-color: var(--cream-200);
    box-shadow: var(--shadow-sm);
}

.nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.nav-logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.nav-logo-name {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--cream-900);
}

.nav-logo-sub {
    font-size: 0.7rem;
    color: var(--cream-500);
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--cream-600);
    transition: var(--transition);
    position: relative;
}

.nav-links a:not(.nav-cta):hover {
    color: var(--green-700);
}

.nav-links a:not(.nav-cta)::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--green-600);
    transition: var(--transition);
}

.nav-links a:not(.nav-cta):hover::after {
    width: 100%;
}

.nav-cta {
    background: var(--green-800);
    color: var(--white) !important;
    padding: 10px 22px;
    border-radius: var(--radius-sm);
    font-weight: 600;
    transition: var(--transition);
}

.nav-cta:hover {
    background: var(--green-700);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.nav-cta::after {
    display: none !important;
}

/* Mobile Toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    z-index: 1001;
}

.nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--cream-800);
    transition: var(--transition);
    border-radius: 2px;
}

.nav-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active span:nth-child(2) {
    opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* Mobile Overlay */
.nav-overlay {
    position: fixed;
    inset: 0;
    z-index: 999;
    background: rgba(13, 51, 24, 0.5);
    backdrop-filter: blur(4px);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}

.nav-overlay.active {
    opacity: 1;
    visibility: visible;
}

.nav-overlay-inner {
    position: absolute;
    top: 0;
    right: 0;
    width: 300px;
    height: 100%;
    background: var(--cream-25);
    padding: 100px 32px 40px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    transform: translateX(100%);
    transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.nav-overlay.active .nav-overlay-inner {
    transform: translateX(0);
}

.nav-overlay-link {
    font-size: 1.1rem;
    font-weight: 500;
    color: var(--cream-700);
    padding: 12px 0;
    border-bottom: 1px solid var(--cream-200);
    transition: var(--transition);
}

.nav-overlay-link:hover {
    color: var(--green-700);
    padding-left: 8px;
}

.nav-overlay-cta {
    border-bottom: none;
    background: var(--green-800);
    color: var(--white) !important;
    text-align: center;
    border-radius: var(--radius-sm);
    margin-top: 16px;
    padding: 14px !important;
}

.nav-overlay-contact {
    margin-top: 32px;
    padding-top: 24px;
    border-top: 1px solid var(--cream-200);
    font-size: 0.875rem;
    color: var(--cream-500);
    display: flex;
    flex-direction: column;
    gap: 6px;
}

/* --- Hero --- */
.hero {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: center;
    background: linear-gradient(135deg, var(--green-900) 0%, var(--green-800) 50%, var(--green-700) 100%);
    position: relative;
    overflow: hidden;
    padding: 120px 24px 80px;
}

.hero-bg-pattern {
    position: absolute;
    inset: 0;
    background-image: 
        radial-gradient(ellipse 80% 50% at 70% 20%, rgba(61, 168, 98, 0.2) 0%, transparent 60%),
        radial-gradient(ellipse 60% 40% at 20% 80%, rgba(26, 77, 46, 0.3) 0%, transparent 50%);
    pointer-events: none;
}

.hero-grid {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 48px;
    align-items: center;
    position: relative;
    z-index: 1;
    width: 100%;
}

.hero-main-card {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 48px;
    box-shadow: var(--shadow-xl);
    animation: cardFloat 0.8s cubic-bezier(0.4, 0, 0.2, 1) both;
}

@keyframes cardFloat {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--green-100);
    color: var(--green-800);
    font-size: 0.8rem;
    font-weight: 600;
    padding: 8px 16px;
    border-radius: 100px;
    margin-bottom: 24px;
}

.hero-headline {
    font-size: clamp(1.75rem, 3.5vw, 2.75rem);
    font-weight: 700;
    color: var(--cream-900);
    margin-bottom: 20px;
    line-height: 1.15;
}

.hero-subheadline {
    font-size: 1.05rem;
    color: var(--cream-600);
    line-height: 1.7;
    margin-bottom: 32px;
    max-width: 520px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 32px;
}

.hero-trust {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
}

.hero-trust-logos {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.8rem;
    color: var(--cream-400);
}

.hero-trust-logo {
    font-size: 14px;
}

.hero-trust-badges {
    display: flex;
    gap: 12px;
}

.trust-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.75rem;
    color: var(--cream-500);
    background: var(--cream-100);
    padding: 6px 12px;
    border-radius: 100px;
}

/* Floating Cards */
.hero-float-cards {
    display: flex;
    flex-direction: column;
    gap: 16px;
    animation: cardFloat 0.8s 0.2s cubic-bezier(0.4, 0, 0.2, 1) both;
}

.float-card {
    background: rgba(255, 255, 255, 0.12);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--radius-lg);
    padding: 24px;
    color: var(--white);
    animation: floatPulse 4s ease-in-out infinite;
}

.float-card:nth-child(2) {
    animation-delay: 0.5s;
}

.float-card:nth-child(3) {
    animation-delay: 1s;
}

@keyframes floatPulse {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-6px); }
}

.float-card-icon {
    width: 44px;
    height: 44px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 12px;
}

.float-card-number {
    font-family: var(--font-display);
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 4px;
}

.float-card-value {
    font-size: 1.2rem;
}

.float-card-label {
    font-size: 0.8rem;
    opacity: 0.7;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

/* Scroll Indicator */
.hero-scroll-indicator {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    animation: scrollBounce 2s ease-in-out infinite;
}

@keyframes scrollBounce {
    0%, 100% { transform: translateX(-50%) translateY(0); }
    50% { transform: translateX(-50%) translateY(6px); }
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    font-size: 0.9rem;
    padding: 14px 28px;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    white-space: nowrap;
}

.btn-primary {
    background: var(--green-800);
    color: var(--white);
    box-shadow: 0 4px 12px rgba(26, 77, 46, 0.3);
}

.btn-primary:hover {
    background: var(--green-700);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(26, 77, 46, 0.4);
}

.btn-secondary {
    background: transparent;
    color: var(--cream-700);
    border: 1.5px solid var(--cream-300);
}

.btn-secondary:hover {
    border-color: var(--green-600);
    color: var(--green-700);
    background: var(--green-50);
}

.btn-full {
    width: 100%;
    justify-content: center;
}

/* --- Section Shared --- */
.section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 64px;
}

.section-tag {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--green-700);
    background: var(--green-100);
    padding: 6px 16px;
    border-radius: 100px;
    margin-bottom: 16px;
}

.section-title {
    font-size: clamp(1.75rem, 3vw, 2.5rem);
    margin-bottom: 16px;
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--cream-600);
    line-height: 1.7;
}

/* --- Services --- */
.services {
    padding: 100px 0;
    background: var(--cream-25);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px;
    border: 1px solid var(--cream-200);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--green-600), var(--green-400));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card-number {
    font-family: var(--font-display);
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--green-300);
    margin-bottom: 16px;
}

.service-icon {
    width: 56px;
    height: 56px;
    background: var(--green-100);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: var(--transition);
}

.service-card:hover .service-icon {
    background: var(--green-200);
    transform: scale(1.05);
}

.service-card h3 {
    font-family: var(--font-body);
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--cream-900);
}

.service-card p {
    font-size: 0.9rem;
    color: var(--cream-600);
    line-height: 1.7;
    margin-bottom: 20px;
}

.service-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--green-700);
    transition: var(--transition);
}

.service-link:hover {
    gap: 10px;
    color: var(--green-800);
}

/* --- About --- */
.about {
    padding: 100px 0;
    background: var(--white);
}

.about-grid {
    display: grid;
    grid-template-columns: 560px 1fr;
    gap: 64px;
    align-items: center;
}

.about-image-wrapper {
    position: relative;
}

.about-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about-image img {
    width: 100%;
    height: 680px;
    object-fit: cover;
}

.about-image-accent {
    position: absolute;
    bottom: -20px;
    right: -20px;
    width: 200px;
    height: 200px;
    background: var(--green-200);
    border-radius: var(--radius-xl);
    z-index: -1;
}

.about-stat-card {
    position: absolute;
    bottom: 24px;
    left: -24px;
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 24px 28px;
    box-shadow: var(--shadow-lg);
    max-width: 240px;
}

.about-stat-number {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--green-700);
    line-height: 1;
    margin-bottom: 8px;
}

.about-stat-text {
    font-size: 0.85rem;
    color: var(--cream-600);
    line-height: 1.5;
}

.about-content {
    max-width: 520px;
}

.about-content .section-title {
    text-align: left;
}

.about-text {
    font-size: 1rem;
    color: var(--cream-600);
    line-height: 1.8;
    margin-bottom: 16px;
}

.about-values {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin: 32px 0;
}

.about-value {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.9rem;
    color: var(--cream-700);
}

.about-value-icon {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    margin-top: 2px;
    color: var(--green-600);
}

.about-cta {
    margin-top: 8px;
}

/* --- Process --- */
.process {
    padding: 100px 0;
    background: linear-gradient(180deg, var(--green-900) 0%, var(--green-800) 100%);
    color: var(--white);
}

.process .section-tag {
    background: rgba(255, 255, 255, 0.12);
    color: var(--green-300);
}

.process .section-title {
    color: var(--white);
}

.process .section-subtitle {
    color: rgba(255, 255, 255, 0.6);
}

.process-timeline {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.process-timeline::before {
    content: '';
    position: absolute;
    left: 28px;
    top: 0;
    bottom: 0;
    width: 2px;
    background: rgba(255, 255, 255, 0.15);
}

.process-step {
    display: grid;
    grid-template-columns: 56px 1fr;
    gap: 24px;
    padding: 0 0 48px;
    position: relative;
}

.process-step:last-child {
    padding-bottom: 0;
}

.process-step-line {
    position: relative;
}

.process-step-line::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 12px;
    height: 12px;
    background: var(--green-400);
    border-radius: 50%;
    border: 3px solid var(--green-900);
}

.process-step:last-child .process-step-line::before {
    background: var(--green-600);
}

.process-step-number {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--green-400);
    opacity: 0.6;
    margin-bottom: 8px;
}

.process-step h3 {
    font-family: var(--font-body);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 8px;
}

.process-step p {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.7;
}

/* --- Testimonials --- */
.testimonials {
    padding: 100px 0;
    background: var(--cream-25);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px;
    border: 1px solid var(--cream-200);
    transition: var(--transition);
    display: flex;
    flex-direction: column;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.testimonial-stars {
    display: flex;
    gap: 4px;
    margin-bottom: 20px;
}

.testimonial-card blockquote {
    font-size: 0.95rem;
    color: var(--cream-700);
    line-height: 1.8;
    flex: 1;
    margin-bottom: 24px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.testimonial-author-avatar {
    width: 40px;
    height: 40px;
    background: var(--green-100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--green-700);
    flex-shrink: 0;
}

.testimonial-author cite {
    font-style: normal;
    font-weight: 600;
    font-size: 0.9rem;
    color: var(--cream-900);
    display: block;
}

.testimonial-author span {
    font-size: 0.8rem;
    color: var(--cream-500);
}

/* --- Contact --- */
.contact {
    padding: 100px 0;
    background: var(--white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
}

.contact-info .section-title {
    text-align: left;
    margin-bottom: 16px;
}

.contact-text {
    font-size: 1rem;
    color: var(--cream-600);
    line-height: 1.7;
    margin-bottom: 36px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin-bottom: 32px;
}

.contact-detail {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.contact-detail-icon {
    width: 44px;
    height: 44px;
    background: var(--green-100);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-detail-label {
    display: block;
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--cream-500);
    margin-bottom: 4px;
}

.contact-detail-value {
    font-size: 0.95rem;
    color: var(--cream-800);
    font-weight: 500;
}

.contact-detail-value a {
    color: var(--green-700);
    transition: var(--transition);
}

.contact-detail-value a:hover {
    color: var(--green-800);
    text-decoration: underline;
}

.contact-map {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

/* Form */
.contact-form-wrapper {
    background: var(--cream-25);
    border-radius: var(--radius-xl);
    padding: 40px;
    border: 1px solid var(--cream-200);
}

.contact-form-header {
    margin-bottom: 32px;
}

.contact-form-header h3 {
    font-size: 1.4rem;
    margin-bottom: 8px;
}

.contact-form-header p {
    font-size: 0.9rem;
    color: var(--cream-500);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--cream-700);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--cream-200);
    border-radius: var(--radius-sm);
    font-family: var(--font-body);
    font-size: 0.9rem;
    color: var(--cream-800);
    background: var(--white);
    transition: var(--transition);
    outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--green-600);
    box-shadow: 0 0 0 3px rgba(45, 138, 80, 0.1);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--cream-400);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-privacy {
    font-size: 0.75rem;
    color: var(--cream-400);
    text-align: center;
    margin-top: 16px;
}

.form-success {
    display: none;
    text-align: center;
    padding: 40px 20px;
}

.form-success.active {
    display: block;
    animation: fadeIn 0.4s ease;
}

.form-success-icon {
    width: 72px;
    height: 72px;
    background: var(--green-100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.form-success h3 {
    font-size: 1.4rem;
    margin-bottom: 12px;
}

.form-success p {
    font-size: 0.9rem;
    color: var(--cream-600);
    margin-bottom: 24px;
    line-height: 1.7;
}

@keyframes fadeIn {
    from { opacity: 0; transform: scale(0.95); }
    to { opacity: 1; transform: scale(1); }
}

/* --- Footer --- */
.footer {
    background: var(--cream-900);
    color: rgba(255, 255, 255, 0.6);
    padding: 64px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
}

.footer-logo span {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 1rem;
    color: var(--white);
}

.footer-tagline {
    font-size: 0.9rem;
    line-height: 1.7;
    margin-bottom: 12px;
}

.footer-nmls {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.35);
}

.footer-links h4,
.footer-contact h4 {
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: rgba(255, 255, 255, 0.4);
    margin-bottom: 20px;
}

.footer-links ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links a {
    font-size: 0.9rem;
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--green-400);
}

.footer-contact p {
    font-size: 0.9rem;
    line-height: 1.8;
}

.footer-contact a {
    color: var(--green-400);
    transition: var(--transition);
}

.footer-contact a:hover {
    color: var(--green-300);
    text-decoration: underline;
}

.footer-divider {
    height: 1px;
    background: rgba(255, 255, 255, 0.08);
}

.footer-bottom {
    padding: 24px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
}

.footer-copy {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.35);
}

.footer-legal {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.25);
    max-width: 600px;
    line-height: 1.6;
}

/* --- Back to Top --- */
.back-to-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    width: 44px;
    height: 44px;
    background: var(--green-800);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transform: translateY(12px);
    transition: var(--transition);
    z-index: 100;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    background: var(--green-700);
    transform: translateY(-2px);
}

/* --- Scroll Animations --- */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.6s cubic-bezier(0.4, 0, 0.2, 1), transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* --- Responsive --- */
@media (max-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .hero-float-cards {
        flex-direction: row;
        flex-wrap: wrap;
    }
    
    .float-card {
        flex: 1;
        min-width: 160px;
    }
    
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .about-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    
    .about-image-wrapper {
        max-width: 480px;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }
    
    .nav-toggle {
        display: flex;
    }
    
    .hero {
        padding: 100px 20px 80px;
        min-height: auto;
    }
    
    .hero-main-card {
        padding: 32px;
    }
    
    .hero-headline {
        font-size: 1.6rem;
    }
    
    .hero-actions {
        flex-direction: column;
    }
    
    .hero-actions .btn {
        justify-content: center;
    }
    
    .hero-float-cards {
        flex-direction: column;
    }
    
    .float-card {
        min-width: auto;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .about-image img {
        height: 420px;
    }
    
    .about-stat-card {
        left: 12px;
        bottom: 12px;
    }
    
    .about-image-accent {
        display: none;
    }
    
    .about-values {
        grid-template-columns: 1fr;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .contact-form-wrapper {
        padding: 24px;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
    
    .process-timeline::before {
        left: 20px;
    }
    
    .process-step {
        grid-template-columns: 40px 1fr;
        gap: 16px;
    }
}

@media (max-width: 480px) {
    html {
        font-size: 15px;
    }
    
    .container {
        padding: 0 16px;
    }
    
    .hero-main-card {
        padding: 24px;
    }
    
    .hero-badge {
        font-size: 0.7rem;
    }
    
    .section-header {
        margin-bottom: 40px;
    }
    
    .service-card {
        padding: 28px;
    }
    
    .testimonial-card {
        padding: 28px;
    }
}